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Travel Insurance

Travel insurance is compulsory for everyone travelling on an Nepal Tours. You will need to confirm to your Tour Leader that you are covered by a travel insurance policy at the start of the tour. For this reason, your original insurance policy must be carried with you on tour.

If you have arranged your own insurance, please ensure the following: audemars piguet replica watches

• that your documentation shows you buy fake watches uk as the named policyholder
• that the cover is valid for the entire period of travel
• that you are covered for Medical Expenses and Emergency Repatriation in the event of illness or injury
• that the policy covers you fully for all activities you’re planning on taking part in on your holiday (such as water-sports or hiking,trekking,mountaineering expeditions, peak climbing)
• that a 24-hour contact telephone number for your Insurance Company is written on your documentation in case of an emergency.

If you are unable to provide this information at the start of the trip, you will not be able to continue with us. If you have purchased Nepal Insurance you should carry the policy document and a copy of your Confirmation Invoice (your proof of purchase) with you.

Insure with Nepal Tours - from £21 (single trip) and £120 (annual) ( not valid for mountaineering expeditions)
If you buy Nepal Tours' insurance, any activity included as part of your tour will be automatically covered.

3 reasons to Insure with Nepal Tours
• You can have peace of mind that any included activity on your Explore holiday will be covered.
• No quibble money-back guarantee within 14 iwc fake watches uk days from receiving the policy document (so long as no claims have been made and no period of travel has started).
• Competitive prices (see below)

Single trip premiums for 2013 (per person)

Take the stress out of buying travel insurance. If you buy Nepal Tours' insurance, any activity included as part of your tour will be automatically covered, and no matter what altitude you go to on one of our trips, our insurance covers you. To arrange cover call us on 0208 810 0707.

Duration (up to and including)

8 days

17 days

24 days

31 days

45 days

Short Haul

£21

£32

£42

£57

£80

Long haul exc. No America

£65

£80

£87

£92

£110

Long haul incl. N America

£95

£110

£120

£135

£155


Note: Premiums for 66-70 year olds (single trip) will be double; replica4luxury Premiums for 71+ (single trip) will be triple. For persons aged 80+ please contact Campbell Irvine Tel +44 (0)207 938 1734.
If you have purchased Nepal Tours  Insurance you should carry the policy document with you, which outlines the conditions of the policy, together with a copy of your Confirmation Invoice which is your proof of purchase of insurance.

Worldwide annual multi-trip premiums for 2013 ( Not valid for mountaineering expeditions)
Take the stress out of buying travel insurance. If you buy Nepal Tours' insurance, any activity included as part of your tour will be automatically covered, and no matter what altitude you go to on one of our trips, our insurance covers you. To arrange cover call us on 0208 810 0707

Person Covered

Premium

Single

£120

Couple (2 adults)

£180

Children (18 years or under)

Free (individual trip limit 44 days)


Whats Covered?


Summary of Benefits

Up to

Medical, Additional Expenses and Repatriation:

£5,000,000

Hospital Benefit:

£200 (£10 a day)

Criminal Injuries:

£5,000

Personal Liability:

£2,000,000

Personal Accident:

£50,000 (Death £10,000)

Cancellation or Curtailment:

Invoiced holiday cost up to £5,000
Additional cover available at a supplementary cost

Delayed Departure or Arrival:

£150/£1000

Aircraft Hijack:

£3,000

Failure of Transport Connection in UK:

£300

Loss of or Damage to Personal Luggage or Effects:

£2,000 (valuables limited to to £350)

Delayed Accompanied Baggage:

Up to £100

Personal Money:

£500 Tickets: Up to £1,000

Loss of Passport(s)/ Visas:

£250

Legal Expenses:

£15,000

Winter Sports:

Cover available at a supplementary cost of £40 per policy


Age Limits – the annual policy is available to persons aged 65 years or under at the time of purchasing the insurance.

Travel in the UK – is covered provided you have pre-booked accommodation of two consecutive nights. Medical cover is excluded.
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Couples/children
1. Either adult or children can travel independently.
2. Cover for single parents.
3. A ‘couple’ is defined as any 2 adults, whether married or not, who have been in a permanent partnership for at least 6 months.

Validity – All policies are valid for a full calendar year. Premiums are not refundable should your tour be cancelled by Nepal Tours for any reason. If you do not specify a commencement date, we will automatically issue the policy from the date of payment.

Travel duration – the maximum period for any one trip covered by the policy is 44 days. There is no limit to the number of trips in the year. This 44 day maximum period cannot be extended.

If you have purchased Nepal Tours Insurance you should carry the policy document with you, which outlines the conditions of the policy, together with a copy of your Confirmation Invoice which is your proof of purchase of insurance.

NepalTours Travel Insurance Policy Notes & Conditions
Pre-existing medical conditions
It is a pre-requisite of many travel insurance policy (including the Nepal Tours policy) that you inform the insurance company of any defined pre-existing uk omega fake medical conditions known to exist (to both you or any person not necessarily travelling but upon whom travel depends, such as a relative) at the time of purchase and obtain written confirmation from them that you are fully covered for such conditions.

Premiums
All prices shown include UK Government Insurance Premium Tax currently of 20%.
Please ensure the duration of your policy mirrors the total duration of your trip from the time you leave your home until you return home.

Definition of Short haul
Means the continent of Europe west of the Ural mountains; countries bordering the Mediterranean Sea; plus Azerbaijan, Georgia, Armenia, Jordan, Greenland, Iceland, Faroe Islands, Madeira, the Canary Islands, Azores & Mediterranean islands.

Documentation
The information contained within this brochure is only a summary of cover. The full policy terms, conditions and exclusions are incorporated in the Policy Document which will be sent to you at the time of purchase and which alone constitutes the contract of insurance between the insured person(s) and the insurer. Please ensure that you take this Policy Document and your Holiday Confirmation Invoice with you when you travel, leaving copies in a safe place at home. A copy of the Policy Document is available prior to purchase upon request.

Operative Date
The calendar year in which the payment for the Policy is received by Nepal Tours will define the premium, conditions and benefits.


Claims
Details on how to make claims can be found in the insurance Policy Document that will be sent to you upon purchase of the policy. A 24 hour emergency medical number will also be provided.

Excesses
Most claims are subject to the deduction of an excess, applicable to each section of cover and each person. The standard excess is £50. For persons aged 80+ please contact Customer Services on

General
To arrange cover call us on 0208 810 0707

If you have any general enquiries concerning this insurance, or if there is anything you do not understand, please contact the Brokers who arrange the scheme:

Campbell Irvine Limited, 48 Earls Court Road, London, W8 6EJ.
Telephone: +44 (0)20 7938 1734
Email: info@campbellirvine.com